Contingency-based. Zero risk.

Your money is sitting in a corporate account.
Waiting for you to claim it.

Karen fights businesses on your behalf — and only gets paid when you win. 83% success rate. Average 14-day resolution. No lawyers, no upfront costs, no stress.

83%
Pre-legal resolution rate
14 days
Average time to recovery
20%
Only on successful recovery
"
I recovered €15,000 across a dozen disputes while traveling. But I kept watching friends give up on legitimate claims — not because they were wrong, but because fighting felt embarrassing and pointless. That's the gap Karen was built to fill.
— Karen, Founder

How it works

01

Submit your claim

Tell us what happened and who owes you money. Takes 5 minutes. We handle the rest.

02

We draft the demand

Our system generates a formal demand letter citing applicable consumer protection law — in the vendor's language, under their jurisdiction.

03

We manage the back-and-forth

We track deadlines, escalate when needed, and keep pressure on until you get paid — or we determine pre-legal isn't working.

What we handle

Flight Delays & Cancellations

EC261, DOT regulations, and carrier contracts — all enforceable without a courtroom.

Hotel Booking Disputes

Overcharges, cancelled reservations, quality mismatches, hidden fees — we speak their language.

Landlord & Rental Disputes

Security deposits, unauthorized deductions, premature terminations — tenant law is complex but enforceable.

Airbnb & Short-Term Rentals

Host cancellations, misrepresentation, unexpected charges — the platform's dispute system favors hosts; we even the odds.

Subscription Cancellations

Hidden auto-renewals, deceptive free trials, difficulty canceling — consumer protection statutes were built for exactly this.

Car Rental Conflicts

Damage charges for pre-existing issues, surprise surcharges, insurance disputes — we know the contract language cold.

The legal system wasn't built for consumer disputes.

Small claims court costs $50–$150 in filing fees. Lawyers charge $200–$400/hour. The average consumer dispute is worth $200–$2,000. By the time you've hired a lawyer, you've already lost — even if you win.

Karen operates in the space before law becomes necessary. We pressure vendors with formal demand letters grounded in real consumer protection statutes. We track deadlines and escalate on schedule. We speak their language — and we never stop until you're made whole.

You shouldn't need a lawyer to get what you already paid for.

Stop leaving money on the table.

The next time a business owes you money, don't negotiate alone. Don't give up. Don't lawyer up. Karen it.

20% only when we recover your money. Zero upfront. Zero if we fail.